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Archive for the ‘Weddings’ Category

Planning a Summer Wedding on a Budget

Brought to you by: The Frugal Buzz On June 6, 2011 No Comments

Gorgeous weather, exotic flowers and outdoor venues make planning a summer wedding exciting. Budgeting for a summer wedding is something that you want to begin months in advance. Since the wedding is paid for on an installment basis, if you start budgeting today, you will not feel the financial strain on the day of your wedding.

Now is also a good time to speak with your family and your fiancé’s family to determine who is going to contribute to the wedding. While it may be difficult to broach the subject of money with your soon-to-be family, it is important to get an overview of how much you can budget for the wedding. This will help to determine which services are necessary and which ones are not feasible. If you have a lot of guests invited to the wedding, you will have to budget for them as well.

Summer weddings account for more than half of the year’s weddings. This means that your wedding will be more expensive than if it were held during the spring, fall or winter. One important consideration to make is to book your vendors well in advance. Vendors typically start booking summer weddings as early as a year prior due to high demand. In order to secure your reservation, you will need to leave a deposit.

Most wedding vendors will require a deposit of at least half up front when you make your reservations. The remainder of the balance will be payable in installments or on the day of your wedding. To account for this balance, calculate how much you will need to save and set up a payment plan to your savings account. This will ensure that you have enough money saved up to pay off your wedding debts.

Keeping your guest list trimmed down to the essential guests will help to eliminate unnecessary food costs. Depending on the size of the guest list, you will also be able to determine if you need a small or large ballroom for the reception. Budgeting for more guests will take more time and more savings. Keep this in mind when establishing your guest list. It is good to review your guest list often to eliminate any unnecessary attendees.

Catering is another large cost with most weddings. Research caterers in your area and look at all possible options. A buffet dinner is generally less expensive than a five-course sit down affair.

Flowers can often really add up in cost but looking around early will help you budget. Choosing local and seasonal flowers will help keep costs down and can look quite beautiful as well. Keeping the color scheme simple and sticking to a few expensive varieties then using “filler” flowers to bulk up the bouquets will help you keep costs down too.

Saving up for a summer wedding is usually more expensive than saving for a wedding in another season. By budgeting now and putting a little bit of money aside each week, you will not be feeling the financial strain on what should be one of the happiest days of your life.

Frugally yours, Mary

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Frugal Wedding Tips

Brought to you by: The Frugal Buzz On April 12, 2010 1 Comment

Your wedding day comes once in a lifetime (hopefully), so why not have a grand and expensive wedding? Because you don’t want to, or else you wouldn’t be here. While some are content to blow six month’s salary or more on their big day, others are much more content to have the basics: good friends, good food and a lovely ceremony. All the rest is just frills, and when it comes to what you want to spend your money on, wouldn’t you rather save the frills for your honeymoon?

Fortunately there are a great many ways to save on a wedding, and you don’t even have to sacrifice that much if you don’t want to. Here are my top 10 tips:

1)      Start early – the more time you have to plan, the better savings you can find. That being said, you can also save money by booking empty venues that are still open at the last minute. What you choose depends on whether you have something particular in mind.

2)      Use your imagination – finding unconventional ways to celebrate will help you find ways to save, particularly when it comes to finding a venue. Unless you absolutely want your ceremony in a church, see what other alternatives you can come up with.

3)      DIY – there are tons of items you can make yourself for your wedding and save, from invitations to gifts for the wedding party. Check out some of the great websites devoted to crafting and weddings for ideas.

4)      Flower power – seriously, can you believe how much florists want for flower arrangements? It’s ridiculous. Head to your grocer’s and see if they can get flowers for you, or a local flower stand. Buy some baby’s breath, ribbon and wire and you can make anything from a gorgeous bouquet to center pieces and boutonnieres for the guys, all for about 75% less.

5)      Pretty up – we all love the pre-wedding ritual of a spa day, but this can run you a few hundred dollars. Look for a hairdressing or esthetic school in your area and check out their rates.

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A Memorable and Frugal Wedding

Brought to you by: The Frugal Buzz On January 5, 2010 No Comments

Frugal Wedding follows after this message:

The New Year is here and for many, it’s a time of resolution and change.  What are your goals and dreams for 2010 and how are you making them a reality?  We have a lot of ideas and opportunities for our readers to spend less, make more money and improve the quality of their life.  You’ll see more contests and other opportunities to share your frugal tips, quotes, and stories on how living frugally has impacted your life.

Our first contest is a monthly drawing from all our current email subscribers for a chance to win a $25 gift card.   We’ll randomly select our first contest winner at the end of the month, notify him/her by email (you’ll have 72 hours to respond) and post the winner on The Frugal Buzz.   In a few weeks, we’ll post the rules for our Starting Over Contest which offers $1000.00 in prizes as well as other ways for you to be rewarded for visiting The Frugal Buzz.

Until then, do I hear wedding bells?  Planning or know of someone planning a wedding or special event?  Here are some tips and ideas to keep the focus on making memories instead of debt!

A Memorable but Frugal Wedding

If there is a wedding in your future, you will want it to be memorable, but you may not have a large budget for it. Spending lots of money doesn’t necessarily make for a memorable wedding. Involving friends and family and creative thinking can make the wedding more intimate and more reflective of the bride, the groom, and the people around them. That is what will make wedding memories.

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