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Archive for the ‘Celebrations’ Category

Planning a Summer Wedding on a Budget

Brought to you by: The Frugal Buzz On June 6, 2011 No Comments

Gorgeous weather, exotic flowers and outdoor venues make planning a summer wedding exciting. Budgeting for a summer wedding is something that you want to begin months in advance. Since the wedding is paid for on an installment basis, if you start budgeting today, you will not feel the financial strain on the day of your wedding.

Now is also a good time to speak with your family and your fiancé’s family to determine who is going to contribute to the wedding. While it may be difficult to broach the subject of money with your soon-to-be family, it is important to get an overview of how much you can budget for the wedding. This will help to determine which services are necessary and which ones are not feasible. If you have a lot of guests invited to the wedding, you will have to budget for them as well.

Summer weddings account for more than half of the year’s weddings. This means that your wedding will be more expensive than if it were held during the spring, fall or winter. One important consideration to make is to book your vendors well in advance. Vendors typically start booking summer weddings as early as a year prior due to high demand. In order to secure your reservation, you will need to leave a deposit.

Most wedding vendors will require a deposit of at least half up front when you make your reservations. The remainder of the balance will be payable in installments or on the day of your wedding. To account for this balance, calculate how much you will need to save and set up a payment plan to your savings account. This will ensure that you have enough money saved up to pay off your wedding debts.

Keeping your guest list trimmed down to the essential guests will help to eliminate unnecessary food costs. Depending on the size of the guest list, you will also be able to determine if you need a small or large ballroom for the reception. Budgeting for more guests will take more time and more savings. Keep this in mind when establishing your guest list. It is good to review your guest list often to eliminate any unnecessary attendees.

Catering is another large cost with most weddings. Research caterers in your area and look at all possible options. A buffet dinner is generally less expensive than a five-course sit down affair.

Flowers can often really add up in cost but looking around early will help you budget. Choosing local and seasonal flowers will help keep costs down and can look quite beautiful as well. Keeping the color scheme simple and sticking to a few expensive varieties then using “filler” flowers to bulk up the bouquets will help you keep costs down too.

Saving up for a summer wedding is usually more expensive than saving for a wedding in another season. By budgeting now and putting a little bit of money aside each week, you will not be feeling the financial strain on what should be one of the happiest days of your life.

Frugally yours, Mary

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Cheap Birthday Gifts

Brought to you by: The Frugal Buzz On May 16, 2011 No Comments

Cheap Birthday Gifts for Every Budget

Today people in almost every home are looking for ways to save money on gifts. Gone are the days of the over-the-top, spend until you drop, birthday gift. You can still surprise and wow that loved one, but you now need to be a little more creative in an effort to keep your wallet intact.

When it comes to giving a child a birthday gift there are many alternatives that will not break the bank. Many of the craft stores have large selections of do-it-yourself items. For the younger children aged two to five, buy some coloring supplies as they love to color and create. A large coloring book and stickers are a great way to occupy their time and they will love them.

Cheap Birthday Gifts PostOlder children, six to eleven, can enjoy clay and markers, and for the children from twelve to fourteen a kit with latch hook, painting, or building a car will satisfy them. Your young adults ages fifteen to seventeen will also have fun learning to knit or crochet and perhaps for the boys consider a kit for a bird house or model car.

Adults are easy too, and you have the added bonus that they truly understand the economic times. Giving a handmade gift such as a scarf will show that you put thought into the gift, rather than making a last-minute dash to the department store. If you are handy with knitting or crocheting, make a scarf or knit some beautiful kitchen potholders. Create a frame for showcasing photos of children or grandchildren.

If you are not crafty with your hands, you can still offer a nice, thoughtful gift that does not require a trip to the department store. Consider making dinner for your loved one or offering a coupon book with redeemable coupons excusing your loved one from chores.

Bake a special, favorite cake instead of purchasing a store-bought one. Putting the effort into making a special dinner and cake will show how important your loved ones are to you.

Birthday gifts do not have to cost an arm and a leg to be special. Thoughtful items such as handmade crafts or supplies mean more and cost less. Putting an effort into the gift is the important part, as these gifts will remain valuable many years from now.

Frugally yours, Mary

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Dine Without Whine Instead!

Picture Source: http://www.flickr.com/photos/spool32/5045502202/sizes/l/in/photostream/


Cheap Birthday Gifts for Every Budget

Brought to you by: The Frugal Buzz On April 11, 2011 No Comments

Today people in almost every home are looking for ways to save money on gifts. Gone are the days of the over-the-top, spend until you drop, birthday gift. You can still surprise and wow that loved one, but you now need to be a little more creative in an effort to keep your wallet intact.

When it comes to giving a child a birthday gift there are many alternatives that will not break the bank. Many of the craft stores have large selections of do-it-yourself items. For the younger children aged two to five, buy some coloring supplies as they love to color and create. A large coloring book and stickers are a great way to occupy their time and they will love them.

Older children, six to eleven, can enjoy clay and markers, and for the children from twelve to fourteen a kit with latch hook, painting, or building a car will satisfy them. Your young adults ages fifteen to seventeen will also have fun learning to knit or crochet and perhaps for the boys consider a kit for a bird house or model car.

Adults are easy too, and you have the added bonus that they truly understand the economic times. Giving a handmade gift such as a scarf will show that you put thought into the gift, rather than making a last-minute dash to the department store. If you are handy with knitting or crocheting, make a scarf or knit some beautiful kitchen potholders. Create a frame for showcasing photos of children or grandchildren.

If you are not crafty with your hands, you can still offer a nice, thoughtful gift that does not require a trip to the department store. Consider making dinner for your loved one or offering a coupon book with redeemable coupons excusing your loved one from chores. Bake a special, favorite cake instead of purchasing a store-bought one. Putting the effort into making a special dinner and cake will show how important your loved ones are to you.

Birthday gifts do not have to cost an arm and a leg to be special. Thoughtful items such as handmade crafts or supplies mean more and cost less. Putting an effort into the gift is the important part, as these gifts will remain valuable many years from now.

Frugally yours, Mary

receive updates (and win) · Follow on Twitter @thefrugalbuzz · Like on Facebook

Dine Without Whine Sample